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Private finance workspace for expense tracking and monthly planning.

Budgetox

For people who want one calm place to track expenses, plan budgets, import bank CSV files, watch recurring payments, pace savings goals, and keep multi-currency spending explicit.

Create Free Account See the signup path
  • What it isprivate personal finance command center
  • Who it is formonthly budget and spending control
  • Why trust itemail verification, private records, Stripe billing
  • What to do nextcreate the free account, no card required
Budgetox CSV import flow
Bank CSV import 42 rows imported 39 categorized, 3 waiting for review
Category match 39 / 42 rows
merchant rules applied
Budget impact Food 87%
€80 left this month
Import review

Export imported 42 rows

Categories matched 39 rows

Budget updated €80 left

Expense tracker Budget planner CSV import Recurring payments Savings goals Multi-currency
Why Budgetox

Know what Budgetox does before you create an account.

Budgetox is built for monthly personal finance control: understand spending, protect budgets, import records, and decide whether Premium is useful only after the free workspace exists.

01What it is

A private personal finance command center for expense tracking, budgets, goals, recurring payments, CSV imports, and currencies.

02Who it is for

People who want monthly budget control without spreadsheet drift, unclear category totals, or hidden recurring spend.

03Why trust it

Account access uses email verification, finance records stay in your private Budgetox workspace, and billing is handled by Stripe.

04What to do next

Create the free workspace without a card. Start the optional Premium trial later only through Stripe Checkout.

Signup path

Free account first. Stripe trial only when you choose it.

The signup flow is intentionally separated from billing so the card moment is never ambiguous.

  1. 1Create account

    Start the Budgetox workspace with email and password. No card is required to create the account.

  2. 2Verify email

    Email verification protects account access before the private finance workspace becomes active.

  3. 3Use free workspace

    Track expenses, budgets, recurring records, goals, CSV imports, and currencies in the free account first.

  4. 4Optional Premium trial

    If Premium is useful, Stripe Checkout shows the 14-day trial, billing interval, and amount before completion.

No card required

The free account and the billing moment are separate.

Budgetox keeps signup, trial, bank import scope, and payment handling explicit so there is no hidden card step or unclear billing moment.

No card required

Create the free workspace first.

You can create a Budgetox account, verify your email, and use the free workspace without entering card details.

After 14 days

What happens after the Premium trial?

Stripe handles Premium billing. Checkout shows the plan, billing interval, amount, and trial timing before completion.

Free plan

Can I stay free?

Yes. You can keep the free Budgetox workspace and start Premium only when the extra limits and workflows are useful.

Bank access

Do you connect to my bank?

No. Budgetox uses CSV files you export from your bank and import into your workspace.

Payments

Where is payment handled?

Stripe handles payment details. Budgetox landing and site pages do not collect or store card details.

Finance workflows

Six everyday finance jobs in one calm workspace.

The landing page describes the same product surface that users see after signup: expense tracking, budget planning, CSV import, recurring payments, savings goals, and multi-currency finance.

Expense tracker

Track where money went without losing the monthly context.

Example: review restaurant, healthcare, transport, and subscription spending from one transaction history instead of switching between bank exports and notes.

Food & dining€47.50
Transport€65.00
Subscriptions€12.99
Budget planner

See what is still safe to spend before the month closes.

Example: compare groceries, transport, and subscriptions against their monthly budget so an overspend is visible early.

Groceries€80 left
Bank CSV import

Import exported bank records into the same workspace.

Example: upload a bank CSV export, map the columns, and review imported rows next to manual transactions.

bank-export.csv42 rows mapped3 rows need review
Recurring payments tracker

Make repeating bills and subscriptions visible.

Example: keep rent, internet, insurance, subscriptions, and salary cadence visible before they affect cash flow.

RentInternetSalary
Savings goals

Give every target a deadline and monthly pace.

Example: track a vacation fund with saved amount, remaining target, deadline pressure, and required monthly contribution.

Vacation fund 68% funded €340/month keeps deadline
Multi-currency finance

Keep international spending explicit instead of blended.

Example: review EUR income, USD online purchases, and travel expenses without pretending every amount has the same currency meaning.

EUR budgetUSD purchasesTravel cash
Trial

The billing moment is separate from account creation.

A free Budgetox account is created without a card. Premium is a later, explicit Stripe Checkout step with the trial, interval, and amount shown before checkout completes.

Budgetox Premium Optional trial
Monthly€2.99per month after trial
Yearly€29.99per year after trial

Both Premium options start only through Stripe Checkout after the free account exists.

  • Free account creation requires no card
  • Stripe shows trial, interval, and amount before completion
  • Subscription management stays in Stripe
  • Card details are handled by Stripe, not Budgetox landing pages
Create Free Account
Monthly rhythm

From raw spending to a monthly plan you can defend.

The product is built around a simple loop: collect records, organize them, inspect the pressure, and adjust the plan before small decisions compound.

  • Enter once - keep spending, income, and categories in one place.
  • Review fast - see remaining budget and goal progress together.
  • Repeat safely - use recurring records for bills and subscriptions.
EXP
Restaurant DinnerFood & Dining
-€47.50
CAR
Fuel StationTransportation
-€65.00
INC
Monthly SalaryIncome
+€3,200
Trust

Clear privacy and billing boundaries.

Email verificationEmail verification adds a clear checkpoint before account access becomes active.
Private finance recordsExpenses, budgets, imports, recurring records, goals, and currencies stay inside your Budgetox workspace.
Stripe billingPremium trial and subscription payment details are handled by Stripe, not Budgetox landing pages.
CSV import, not bank loginBudgetox uses exported bank CSV files instead of asking for direct bank login access.
No marketing cookiesThe public site does not use marketing cookies. Theme preference stays local in your browser.
Support formProduct, account, billing, privacy, and import questions go through the Budgetox contact form.
FAQ

Clear scope, clear account path, clear billing moment.

Short answers for account creation, free access, bank imports, Premium billing, and payment handling.

Is a card required to create a Budgetox account?

No. A free Budgetox workspace can be created without a card. Premium is optional and starts only when you choose the Stripe checkout step.

What happens after the 14-day Premium trial?

Budgetox shows the plan, billing interval, amount, and trial timing before checkout completes. Stripe handles Premium billing.

Can I stay on the free plan?

Yes. You can keep using the free Budgetox workspace and start Premium only when the extra limits and workflows are useful.

Does Budgetox connect to my bank?

No. Budgetox is built around CSV files you export from your bank and import into your workspace.

Where is payment handled?

Payment is handled by Stripe. Budgetox landing and site pages do not collect or store card details.

Build the workspace first. Decide on Premium after it proves useful.

Create a free account, then start the Stripe Premium trial when unlimited planning becomes useful.

Create Free Account