Bank CSV import
Map columns once and save the mapping as a template. Rows already imported from the same source are skipped, so re-importing a file never doubles a month.
PremiumPrivate finance workspace
Budgetox lays every bill, salary and reserve onto one projected balance, so the lowest day of the month is never a surprise.
Example data
Wednesday, 28 October
1,207.81 €
Lowest point in the next 14 days
Scheduled · next 14 days
Drag across the line or pick a payment. Every step is one you already told Budgetox about.
Payday, in depth
A balance is one number. Budgetox shows the jobs inside it: what is scheduled, what funds reserve and what is still yours to plan.
Main accountExample data
4,108.76 €
690.76 € was left when +3,418.00 € arrived. The account now reads 4,108.76 €, and that number alone says nothing about what is safe to spend.
Rent, lease, utilities and subscriptions already have dates. 1,272.19 € of this balance is promised to recurring payments before the next salary.
Emergency and travel funds set aside 1,650.00 € inside the same account. Nothing is transferred; only the decision is recorded.
1,186.57 € is neither scheduled nor reserved. That is the number budgets and goals should be planned against.
One workspace
Six systems run underneath the forecast. None of them asks you to move money between banks.
Income, expenses, transfers, refueling and charging share one ledger. Split a single receipt across categories and budgets, and payee aliases tidy up bank descriptions.
An even-pace guide shows whether you are early or late in the period while there is still time to adjust. Alerts arrive at your warning and critical thresholds, and closed periods are kept exactly as they were.
A fund earmarks part of an account for one purpose. Reserve, release or move it in a tap, then spend from the fund straight from an expense.
A goal is a plan with a target and a date. Budgetox shows what you need each month to arrive on time, without locking money away.
Rent, subscriptions, leases and salary run on their own schedules. Budgetox posts them when they land and warns you before one would take an account below zero.
Invite a partner by email and choose which accounts and budgets they see. They get a clear view; only you can change your records.
And everything around it
Map columns once and save the mapping as a template. Rows already imported from the same source are skipped, so re-importing a file never doubles a month.
PremiumEUR, USD and GBP accounts keep their own balances. Totals convert with stored exchange rates.
Premium12,480.00 €
Example total across three accounts. Rates are illustrative.
Refueling and charging land in the same ledger, with cost per month and consumption per 100 km.
Budget warnings, projected shortfalls and automatic postings show up as they happen.
Each day shows what was spent, earned and scheduled, with recurring items marked before they land.
A lossless CSV export keeps every split allocation, currency, rate and reference, so nothing is trapped here.
PremiumBudgetox never asks for your banking credentials. You decide what comes in, and your records stay in your private workspace. Payments are handled by Stripe; Budgetox never sees your card.
Pricing
0 €
No card. No time limit.
2.99 €per month
Billed monthly after the trial.
Premium starts only when you choose it. Stripe shows the amount, interval and trial end before you confirm.
No. The free workspace needs only an email and a password. Premium is a separate step you choose later.
No. With Premium you export a CSV from your bank and import it. Budgetox never asks for your banking credentials.
A fund reserves part of an account's balance for one purpose. A goal is a plan with a target and a date; it tracks progress without reserving money.
Yes. Create a household and choose which accounts and budgets to share. Members see them; only the owner can change them.
Stripe shows the plan, interval, amount and trial end before you confirm. You can stay on Free at any time.
Stripe. Budgetox never sees or stores your card details.